Why You Need a Financial Plan

in Investment/Uncategorized
financial planning

Financial Success Rarely Happens by Accident

Many people do not have a financial plan, yet they want to be financially successful. Good financial planning paves the way to financial success.

It is often said that people spend more time planning their next vacation than they spend planning for their future. This is certainly understandable, because vacations are fun.

Figuring out how to pay off debts, put the kids through college, reduce tax exposure, and retire without running out of money is not so much fun. It is, however, very necessary. A written financial plan adds structure, direction, and objectivity to these weighty decisions. Keep Reading

Tips For Choosing a Financial Planner

in My Money
Financial Planner

How to Find a Financial Advisor

Choosing the right financial planner is the most important step in managing your money. This article discusses the important things to consider for finding your advisor.

You have graduated from school and have landed a good job. You have paid off your debt (at least partially) and now you are looking to invest some of your hard earned money.

The only trouble is that things like IRA and P/E ratio sounds Greek to you. So how do you foray into the confusing world of investing? Keep Reading

Small Business Budgeting – Financial Planning

in Business Financing
Financial Planning

Learn How to Create an Expense Budget for Maximum Profitability

Step by step instructions on how to create a budget. Business budgeting is important for maximizing profits and giving the company financial direction.

The first step to creating a budget is the creation of the sales forecast. The forecast is an estimate of future sales and other types of income. Although the budget is not a prediction of the future, it uses future estimated income as a means of dispersing expenditures.

Budgeting financial expenditures allows the business to maximize profitability by controlling expenses. Keep Reading

Ten Steps to Starting a Business

in Start a Business
Starting a Business

Lessons Learned about Competencies in Business Start-ups

While small businesses can be quite different from one another there is commonality in the steps they go through to launch a successful start-up.

A robust business start will follow this process to get through the first weeks and months on a solid footing. Keep Reading

Top 5 Strategic Planning Mistakes Companies Make

in Business Management
Strategic Planning

Ways to Improve Business Alignment with Strategy

Strategic planning is a difficult proposition in many organizations, but getting it right can improve a company’s agility in an increasingly changing business climate.

Many organization find they do not get the desired results from their efforts in strategic planning.

They often find difficulty in having strategies and plans motivate real action and provide value to the company. That follow-through — getting real business results — is a significant issue for many businesses. Keep Reading

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