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6 Tips for a Quick Home Sale

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Selling A Home

What Homeowners Can Do to Sell a House Faster

Due to a poor economy and a tough real estate market, selling a home can be difficult. Here are five things the seller can do to improve the chances for a home sale.

With foreclosure signs covering entire neighborhoods across the nation, it has become clear that the once scalding-hot housing market has collapsed and the days of the easy home sale are over. Keep Reading

How To Pay off Credit Card Debt

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Credit Card Debt

High Borrowing Rates Generate Compound Interest

Credit card users who find themselves in debt for large amounts of money need to take action to pay off the cards.

Large balances have multiple negative impacts on consumers:

  1. Interest costs mount up quickly due to high interest rates.
  2. Consumers have difficulty saving for large purchases, such as a down payment on a home or vehicle.
  3. Large balances lower credit scores, which may result in higher rates on other loans.
  4. Balances owed count toward debt ratio calculations when financing a home.

Keep Reading

How to Correct a Credit Report Error

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Correct Credit Error

Present the Proper Information to the Credit Bureau

Mistakes on a credit report can be devastating if not corrected in an appropriate fashion. Learn what information is required by the credit bureau.

When a consumer’s credit report contains an error, it’s imperative the individual take the necessary steps to correct the mistake. Here are some basic tips on what is required when disputing an inaccuracy. Keep Reading

Credit Card Terms and Definitions: Credit Card Basics

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Credit Card FAQ

What are Credit, Debit, Charge and Store Cards?

Not all credit cards are the same. Read how credit, debit, charge and departmental store cards are different from one another.

  • Confused by the many credit cards offered by banks and financial institutions?
  • What are the differences between credit, prepaid credit, debit, charge and store cards? Plenty.

To make the best of these cards and determine which cards are more suitable, it’s important to have some basic understanding on how these cards work. Keep Reading

How To Clean Up Credit Score

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Clean Up Credit Score

Tips For Improving Credit-Worthiness

Essential steps to help raise an individual’s credit score and keep it high.

Individuals seeking credit cards and loans who have bad or no credit often find out how difficult it is to obtain them without a high credit score. Regardless of how low an individual’s score is, however, there are steps that can be taken to help increase credit scores. Keep Reading

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